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Subject: RE: MobileLBSList: mCommerce Report
Date:  12/01/2000 06:39:02 PM
From:  Warren Hill

FYI,

A recent survey from IDC showed that Germany is leading the way with more
mobile banking customers than any other country, including Japan. In 6
months German WAP banking has surpassed Internet customers. The reason, it
is much cheaper to access the web via a WAP device (heavy discounting by the
Telco's per call charge) than it is via the Internet. Remember in most
European countries we are still paying for minute by minute access to the
internet, plus a connection charge.

Warren Hill
Edify Corp
www.edify.com


-----Original Message-----
From:
mobilelbslist-return-275-completemadness=compuserve.com@GEOCOMM.COM
[mailto:mobilelbslist-return-275-completemadness=compuserve.com@GEOCOMM.
COM\On Behalf Of Gerhard Fasol
Sent: Wednesday, November 29, 2000 5:31 AM
To: Katharine Lewis
Cc: 'Emil Friis': mobilelbslist@wirelessdevnet.com
Subject: Re: MobileLBSList: mCommerce Report



Katharine Lewis wrote:
>
> I agree with Emil, there is more acceptance of the idea of paying for an
> item on a mobile phone over here in the US than in Europe. European Users
> are still more cautious of giving up their credit card details. And
remember
> - the US is possibly the largest single-language market in the western
> hemisphere.

I have been following this discussion about mcommerce, early adopters,
Ericsson's mcommerce trials etc.

Here some comments from us here in Japan.

1. I don't know anything about the Ericsson trials. However, in Japan there
are over 20 million wireless internet users (imode & WAP), of which a
substantial fraction perform mobile banking, mobile share trading and
mcommerce in many different variations.

2. Although I am ignorant of Ericsson's mcommerce experiments, unless they
are in Japan, I doubt they have much predictive value. In Japan however,
Ericsson is important in building part of the mobile infrastructure -
I have never heard however about Ericsson's mcommerce experiments in Japan.

3. I doubt extremely much Ericsson is doing any mcommerce experiments in
Japan,
since there is already so much real-life mcommerce going on which you can
observe.

4. A further point - at least in Japan - mcommerce and wireless internet is
far beyond "early adopters".

5. Regarding credit cards. These are only one form of mcommerce payments
- there are many others in Japan, e.g. DoCoMo's micropayment system. Trust
issues in credit card procedures is not necessarily a problem in the
development of mcommerce here in Japan.

6. Regarding mobile banking and mobile securities trading - there is
probably
10 - 100 times more of it going on in Japan right now than in all of the
rest
of the world together. So I am not sure that examples of what's going on in
Europe in mobile banking and mobile securities trading etc. are
representative or predictive of future developments.

More about mcommerce and wireless internet in our imode-faq:
http://www.eurotechnology.com/imode/faq.html

Best regards,

Gerhard Fasol
Eurotechnology Japan K. K.
http://www.eurotechnology.com/
fasol@eurotechnology.com


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