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Subject: RE: MobileLBSList: mCommerce Report
Date:  12/01/2000 06:44:03 PM
From:  Warren Hill

We, at Edify, have been working on this for some time, as we used to belong
to the infamous Mondex small payments POS group. This was the first attempt
the Telco's made to offer a cash-less payment system for small payments. Now
the Mobile world allows this to work much better, as instead of trying to
convince people to use a device (the mondex card), everyone is carrying a
mobile phone, which can be used to make the micropayment. This is ideal for
small payments and can either be downloaded to the phone or charged against
the mobile phone bill, so it all comes on one bill.

Warren Hill
Edify Corp

-----Original Message-----
From:
mobilelbslist-return-280-completemadness=compuserve.com@GEOCOMM.COM
[mailto:mobilelbslist-return-280-completemadness=compuserve.com@GEOCOMM.
COM\On Behalf Of Katharine Lewis
Sent: Wednesday, November 29, 2000 5:48 AM
To: 'Andreas.Hofer@mobilkom.at': Katharine Lewis:
emil.friis@air2web.com: mobilelbslist@wirelessdevnet.com
Subject: RE: MobileLBSList: mCommerce Report



Hi Andreas,
That's true. I'm very interested by some of the billing methods people are
dreaming up. One in particular is for small incremental payments - you pay
up front for a number of "credits" on the desktop website, which you then
use up incrementally while purchasing items (such as pay-for-view content)
on the phone. The only necessity is to have secure access via user id/pin to
the wireless site. Do you have similar experiences?

-----Original Message-----
From: Andreas.Hofer@mobilkom.at [mailto:Andreas.Hofer@mobilkom.at\
Sent: Tuesday, November 28, 2000 2:27 PM
To: klewis@arc.com: emil.friis@air2web.com:
mobilelbslist@wirelessdevnet.com
Subject: AW: MobileLBSList: mCommerce Report


Hi Katharine,
There you got a point.
I personally did some purchasing o the web via credit card, but I am
probably not the typical mobile phone user either. Europeans are generally
more cautious when it comes to financial matters but GSM has been invented
and is still leading in Europe. Europes mobile operators are "trusted"
parties like a bank and not just a mobile Internet access.
It is also not necessary to type in your credit card details when purchasing
via phone. Billing can be done in several ways and there are many possible
m-commerce solutions underway.

Ciao, Andreas



> -----Ursprüngliche Nachricht-----
> Von: Katharine Lewis [SMTP:klewis@arc.com\
> Gesendet am: Dienstag, 28. November 2000 20:01
> An: 'Emil Friis': mobilelbslist@wirelessdevnet.com
> Betreff: RE: MobileLBSList: mCommerce Report
>
> I agree with Emil, there is more acceptance of the idea of paying for an
> item on a mobile phone over here in the US than in Europe. European Users
> are still more cautious of giving up their credit card details. And
> remember
> - the US is possibly the largest single-language market in the western
> hemisphere.
>
> -----Original Message-----
> From: Emil Friis [mailto:emil.friis@air2web.com\
> Sent: Tuesday, November 28, 2000 1:45 PM
> To: mobilelbslist@wirelessdevnet.com
> Subject: FW: MobileLBSList: mCommerce Report
>
>
> I don't know if it's that hard to believe. E-commerce is more predominant
> in
> the US compared to Europe, so the barrier to m-commerce would seem to be
> less of problem. And wireless transactions are not just in trials or
> limited
> costumer deployment.
>
> When it comes to m-commerce, sites like Amazon and Barnes & Noble have
> provided wireless services for some time. Several brokerages offer
> wireless
> trading and financial institutions such as Netbank and banks and credit
> unions using Digital Insights Axis Internet banking offer wireless access
> to
> accounts using text messaging, web enabled phones and Palm VII's.
>
> ...And it's all in production.
>
> Emil
> -----Original Message-----
> From: Garg,Abha [mailto:abha.garg@gartner.com\
> Sent: Tuesday, November 28, 2000 1:30 PM
> To: mobilelbslist@wirelessdevnet.com
> Subject: RE: MobileLBSList: mCommerce Report
>
>
> hard to believe, I would have thought that given the mobile phone
> penetration in Europe, purchases through mobile phones should be higher
> there. Wireless transactions in the US are either in trials or limited
> customer deployment, not widespread. Finally, yesterday there was an
> article in the Wall Street Journal on the customer satisfaction survey by
> the University of Michigan e-commerce companies, satisfaction level was
> around 73, lower than consumer nondurables.
>
> my two cents worth.
>
> - Abha
>
>
>
>
>
>
> -----Original Message-----
> From: Laura McGurdy [mailto:lmcgurdy@agency.com\
> Sent: Tuesday, November 28, 2000 3:31 AM
> To: mobilelbslist@wirelessdevnet.com
> Subject: RE: MobileLBSList: mCommerce R
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